America Funding Lending

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America Funding Lending  (AFL) provides entrepreneurs around the world with a cost-effective, efficient, and uniquely interactive method for attracting capital for their ideas or businesses. We work with companies across all industries and through all stages of funding, through our suite of integrated professional consulting services, including: business plan consulting, strategy and turnaround consulting, marketing plans, securities document services, feasibility studies and market research.

We offer individuals and businesses worldwide financing solutions for commercial hard money bridge loans, unsecured start up loans, commercial real estate financing, accounts receivable financing, business cash advance, unsecured small business loans, personal loans, government guaranteed sba 7(a), sba 504 loans, working capital, equipment leasing financing, construction loans, debt consolidation loans, trade capital, import, export finance, freight bill finance, purchase order financing, payday loans for bad credit, medical factoring and venture capital angel investment to start or expand your business.  No Fees Charged.

Thursday, November 5, 2015

After the Dust Settles, A Look at Tanzania Post Elections

There are so many possible directions I could take this op-ed, like talking about how the Chama Cha Mapinduzi (CCM) party, the ruling party of Tanzania, has become that annoying but predictable relative who somehow always seems to show up when dinner is about to be served and you just tolerate him for the sake of peace and sanity in the family.
After the Dust Settles, A Look at Tanzania Post Elections

Saturday, October 10, 2015

Escaping Bankruptcy’s Effects With Equity!

Bankruptcy has terrible effects on your ability to obtain finance. In order to solve this problem there are many things you can do. However, most of them will just take years to show effects and if you need finance sooner, you won’t have that much time. Your home equity can aid you in getting approved for a loan even after bankruptcy. Learn how it is done!

The equity you’ve built on your home can save you from financial hazards especially if you have gone through a bankruptcy. Some lenders won’t lend to you unless at least 6 years have gone by since your bankruptcy was discharged. But if you apply for a home equity bankruptcy loan you may get approved before that term.

Bankruptcy’s Consequences

Bankruptcy has terrible consequences on your credit report. Bankruptcy will drop your credit score to bottom lows and will ruin your ability to get finance at reasonable rates for many years and will definitely be an obstacle for getting any kind of finance at all. When it comes to loan qualification, as soon as you inform or a lender finds out about your bankruptcy, chances are you’ll get immediately declined.

Lenders consider those who have gone through a bankruptcy process to be high risk. In fact bankruptcy victims are considered the highest risk applicants in the loan market. Qualifying for finance in such situations is extremely complicated. Only by giving the lender some sort of additional security would you ever boost your chances of getting approved.

Home Equity Loans

Home equity loans are secured with the equity you’ve built on your home, thus, the risk involved in this financial transaction is lower than in regular loans. Given that you’ve gone through a bankruptcy and your credit score is probably too low, these loans are great news. Qualifying for home equity loans is not so complicated; the main requirements are a decent recent credit history and an income high enough to afford the monthly payments.

Your recent credit history has to show no stains at all. This implies that the last six months on your credit report have to be impeccable. As regards to your income, the requirement will vary according to how much money you request. Nevertheless, you can reduce the requirement by opting for a longer repayment program.

Getting Prepared So, in order to get prepared for applying for a home equity bankruptcy loan, you need to make sure the last six months on your credit report show nothing but timely payments of your financial obligations. If you have delinquencies on your credit report, you’ll need to wait till your credit history improves. Though you may be anxious, it is better to have patience and wait for a couple of months than applying too soon and getting declined consequently reducing your credit score due to it.

Where to Apply In order to find the right lender for you, you can search the internet for bankruptcy loans and you’ll be able to find many lenders willing to give you free loan quotes so you can compare rates, amounts, and other terms and decide which loan best suits your needs. Just don’t hasten to apply for the first offer you receive, take your time, compare what they have to offer and only then apply.

Tuesday, July 7, 2015

Shed Debt Burden through Bad Credit Debt Consolidation Loan

You have a pile-up of debts and a financial disaster is waiting if you do not pay off debts at the earliest. The best way of clearing debts is to take a debt consolidation loan. Your problem in taking the loan is that you are labeled as bad credit which makes lenders apprehensive. The solution lies in applying to the lenders who specialize in offering bad credit debt consolidation loan. You can pay off all your previous debts immediately through the loan despite bad credit.

Bad credit debt consolidation loan is opted for by the people who are having a bad credit. On taking the loan, bad credit people can pay off all previous debts immediately. But the debts remain the same. The difference is that the debts are consolidated under one new lender. You therefore no longer pay installments to different lenders but instead pay monthly installments to one lender only. Like any other debt consolidation loan, bad credit debt consolidation loan is useful only when it is taken at lower interest rate as compared to the higher interest rate you have been paying on previous loans.

Your bad credit is of no major concern to the lenders if you opt for secured bad credit debt consolidation loan. Because to take the loan you have offered any of your property like home that has equity, lenders have no risk as in case of payment default the lender can recover the loan by selling the property. Secured bad credit debt consolidation loan therefore comes at lower interest rate despite bad credit. Lower interest rate is crucial in taking a debt consolidation loan.

If you are a tenant or student, you can opt for unsecured bad credit debt consolidation loan as you may not have property for securing the loan for the lender. In the absence of collateral though bad credit debt consolidation loan is offered at slightly higher interest rate, still after calculating previous interest, lenders will surely offer a comparatively lower interest rate. On comparing different loan offers you can settle for a better interest rate. Take a repayment plan to the lender for convincing him about safe and timely return of the loan.

Bad credit means you repeatedly defaulted on loan payments and therefore faced CCJs and may have filed for bankruptcy. On FICO credit score range of 300 to 850 you as bad credit are having a credit score of below 600. You should pay off some easy debts before approaching for bad credit debt consolidation loan as this will convince your seriousness towards paying off the loan.

Prefer applying online for bad credit debt consolidation loan for fast processing and approval. Online lenders take no fee on loan processing and on giving vital details of the loan.

Bad credit debt consolidation loan enables you in improving your credit score as you pay off each installment of the loan in timely manner. Make sure that you take the loan at lower interest rate as compared to previous loans.

Monday, April 27, 2015

Small Business Start up Loan

You can have your business started and on the way to being profitable before you know it when you get your small business start up loan from America Funding Lending. Our unsecured loan programs allow you to work one on one with your personal loan consultant at every step along the borrowing process. Your loan consultant will explain the details of your small business start up loan and will review your personal financial background to ensure that you are getting the best loan package that you qualify for.

If at any time you have questions about your application or your small business start up loan, your personal contact and many other qualified financial experts are only a phone call away. You can learn more about the unsecured small business start up loan available in amounts up to $500,000 by clicking here.

Tuesday, March 10, 2015

City of Chicago

Welcome to the official City of Chicago Website. The source for information about City services, departments, programs and initiatives, and officials for Chicago residents, businesses, and visitors. City of Chicago